# VannaCharm Terms and Conditions
Version: 2026-09-20
Effective date: September 20, 2026, or the first public publication of this version, whichever is later.
These VannaCharm Terms and Conditions govern new VannaCharm purchases and new licenses entered into on or after the effective date. The existing-customer provisions below preserve earlier arrangements.
## Scope, acceptance, and order of precedence
These terms are between you and Full Stack Craft LLC (“we”, “us”, or “our”) and cover VannaCharm websites, dashboards, APIs, exports, data, and related services (“Services”). You must be at least 18 years old. If acting for an organization, you must have authority to bind it.
By purchasing or using Services under a new subscription or license entered into on or after the effective date, you accept these terms. For VannaCharm, a signed agreement or order form expressly agreed by both parties controls first, these product-specific terms control next, and the Full Stack Craft general terms apply to matters not addressed here. Specific permitted uses below override inconsistent general restrictions only to the extent of the applicable grant.
The pricing and licensing guide summarizes available plans. An inquiry, a displayed price, or possession of API credentials does not by itself activate a Business, Commercial, or redistribution license. Those licenses require our written agreement and activation.
[Full Stack Craft general terms](https://fullstackcraft.com/terms-and-conditions/) · [API & Data Licensing guide](https://vannacharm.com/api-data-licensing)
## Data and independent derived analytics
“VannaCharm Data” means the data and outputs made available through the Services, including exposure values, strike-level records, snapshots, historical series, charts, downloads, API responses, and streams. VannaCharm Data is licensed, not sold. Full Stack Craft and its licensors retain their rights in the Services, compilations, software, and data.
Independent derived analytics cannot reasonably be used to reconstruct or substitute for VannaCharm data. Renaming fields, changing formats, rescaling values, or repackaging strike-level records does not turn the underlying dataset into unrestricted derived data.
You retain rights you otherwise have in your original code, research, and independent derived results. This does not transfer ownership of VannaCharm Data embedded in them or authorize external distribution beyond your license. Open-source software separately released by us remains governed by its own license; access to that software or a published formula does not grant rights to the hosted dataset.
## Individual plans: Free, Starter, and Premium
Subject to payment where required and these terms, individual plans grant one person a limited, non-exclusive, non-transferable, non-sublicensable license for their own lawful trading and research using the features included in their plan. Free and Starter do not acquire Premium API features merely through this license.
Individual plans are for one person’s own trading and research. Premium includes personal API workflows: notebooks, scripts, trading bots, custom charts, and storage reasonably needed for that research. Automation alone does not require Business.
Systematically collecting records to reconstruct a substitute VannaCharm dataset or maintain a platform data warehouse requires Business, even for a solo researcher. Saving data for a particular personal analysis is different from continuously building a replacement historical or live database.
An individual license does not authorize organizational dashboards or applications, use for clients, customer-facing products, paid groups, resale, sublicensing, or redistribution. An appropriate written Business, Commercial, or data license is required for those uses, except for the limited sharing permission below.
## Business API: internal use
The Business API plan is $299 per month before applicable taxes, with billing and activation confirmed in writing. It permits available VannaCharm Data to power internal research and applications for one named organization, including an agreed solo internal platform. It permits automated or unattended ingestion, persistent internal storage, internal dashboards, and backtesting within the agreed scope and operating limits.
Authorized personnel may operate the agreed integration and use internal applications on behalf of that organization. This does not include a fixed number of additional VannaCharm logins or permit shared personal login credentials. Authorized users and any required account provisioning are agreed before activation.
Business does not permit customers, clients, subscribers, or other external parties to access the data or a product powered by it. Affiliates and other organizations are not automatically included. External use, raw redistribution, sublicensing, and OEM use require separate express permission.
## Commercial and redistribution licenses
Commercial licensing starts at $999 per month before applicable taxes. Final pricing, permitted products, audiences, derived outputs, operating limits, retention, and activation are specified in a written agreement. No customer-facing display or distribution rights are granted until that agreement takes effect.
Within its agreed scope, a Commercial license may permit customer-facing charts, signals, and independent derived analytics. Display permission does not by itself permit customers to download underlying strike-level records, extract a substantially equivalent dataset, or access a replacement VannaCharm data API.
Reselling raw data, exposing substantially equivalent datasets through an API, sublicensing, and white-label or OEM distribution require a separate written data license. Commercial does not automatically include these rights.
## Occasional screenshots and excerpts
Individuals may share occasional attributed, noncommercial screenshots or small excerpts for discussion. This does not permit recurring data feeds, reconstructable datasets, paid groups, or customer-facing products. Those uses require the appropriate written license.
Include clear VannaCharm attribution and a link to vannacharm.com, preserve existing attribution, and do not expose credentials or imply our endorsement. Excerpts must be limited enough that recipients cannot reconstruct or substitute for the underlying dataset. This permission does not override restrictions imposed on third-party or broker-supplied data.
## Billing, cancellation, and lifetime access
Individual pricing remains $10/month or $199 one-time for Starter, and $29/month or $499 one-time for Premium, subject to the offer and availability shown at purchase. Recurring plans renew as disclosed at purchase unless canceled before renewal. You authorize the agreed recurring charges; an inquiry alone does not authorize payment.
You may cancel through available account controls or by contacting hi@fullstackcraft.com. Unless otherwise agreed, cancellation takes effect at the end of the paid billing period. Fees are non-refundable and no prorated refund is due except where required by law or expressly agreed. Taxes and any separately required third-party fees are disclosed or confirmed before purchase. We may suspend access for failed or reversed payments.
Starter and Premium lifetime options remain available for a one-time payment. For new purchases, lifetime or Trader Bundle access provides individual product access; it does not include Business, Commercial, redistribution, or OEM rights. Business and Commercial have no lifetime offer.
Lifetime access is non-transferable and lasts while we operate the included product; it is not the purchaser’s natural lifetime or a guarantee of perpetual operation. Existing lifetime and bundle arrangements remain subject to the existing-customer section. Promotional or trial terms disclosed at purchase apply to that offer.
## API access, availability, and operating limits
Licensing expands permitted use of available data. Before purchase, we confirm supported data, historical availability, operating limits, authorized users, billing, and activation in writing. These plans do not automatically add endpoints, higher rate limits, user seats, every expiration, complete history, guaranteed point-in-time integrity, or an uptime commitment.
Use authorized endpoints and keep API credentials confidential. Do not bypass access controls, request limits, or plan restrictions. We may apply usage controls and suspend abusive or unauthorized access. API schemas, coverage, and integrations may change; no backward-compatibility guarantee or service level applies unless expressly agreed.
Available minute surfaces or historical timestamps do not by themselves establish complete historical coverage, immutable as-of snapshots, or absence of later corrections. Verify that the available data is appropriate for your research before relying on it.
[Current API documentation](https://vannacharm.com/docs)
## Broker connections and third-party rights
Connecting a broker or third-party service authorizes us to process the information reasonably necessary for the requested integration. Those services, data, and connections are subject to their own terms, availability, and entitlements.
Our licenses grant only rights we are entitled to grant. They do not grant exchange, broker, vendor, professional-user, redistribution, or non-display permissions required from third parties. You must obtain applicable permissions and comply with their terms. We confirm any known separately required permissions or charges before activating an agreed use; a VannaCharm plan is not a blanket waiver of third-party requirements.
## Accounts, security, and acceptable use
Keep account information accurate, secure your credentials, and promptly report suspected unauthorized access. You are responsible for activity under your account and for ensuring authorized personnel comply with the applicable license.
Except as expressly permitted by your license, do not copy, redistribute, resell, sublicense, share subscriber access, or operate a competing or substitute data service using the Services. Do not scrape or systematically extract data outside authorized features, circumvent restrictions, interfere with availability or security, or use the Services unlawfully. The express personal automation and Business ingestion grants remain subject to operating limits.
## License expiry, termination, and stored data
You may stop using the Services at any time. We may suspend or terminate access for a reasonable belief of a material license violation, unauthorized access, non-payment, or legal, security, or operational risk. Cancellation at the end of a billing period does not end a paid license early unless otherwise agreed.
When a Business license expires or terminates, ingestion and operational use stop. Underlying stored data must be deleted within 30 days, except records required by law. Independent, non-reconstructive research results may be retained; required legal records may not be used operationally.
The Business deletion obligation covers copies under your control, including archives and backups. A legal-record exception permits only retention required by law, with restricted access and no trading, research, product, or other operational use; delete those records when the legal requirement ends. Independent results retained after expiry remain subject to the restrictions on external use and redistribution.
Commercial and redistribution agreements specify their retention and expiry rules. For individual plans, access ends when the entitlement ends; expiry does not expand any permission to use or distribute previously obtained data. Existing arrangements remain protected by the existing-customer section. IP, confidentiality, retention, restrictions, liability, and dispute provisions survive where their nature requires.
## Privacy, your content, and feedback
Our Privacy Policy describes processing of personal information and is incorporated into these terms. A separately agreed data processing addendum applies where provided. You retain rights in content you submit and grant us the permissions reasonably needed to host, process, secure, and support it as part of the Services. We may use voluntary feedback without compensation.
[Full Stack Craft Privacy Policy](https://fullstackcraft.com/privacy-policy/)
## No investment advice; disclaimers
VannaCharm provides information and analytical estimates, not investment, brokerage, legal, tax, or other professional advice. You are responsible for your trading and business decisions. Options trading involves substantial risk, including loss of more than the initial investment. Historical or hypothetical results do not guarantee future results.
The Services are provided “as is” and “as available”. To the fullest extent permitted by law, we disclaim express, implied, and statutory warranties, including merchantability, fitness for a particular purpose, title, non-infringement, accuracy, timeliness, completeness, uptime, and uninterrupted availability. Models and third-party inputs may be incomplete, inaccurate, or unavailable.
[VannaCharm Risk Disclosure](https://vannacharm.com/risk-disclosure)
## Liability and indemnity
To the fullest extent permitted by law, Full Stack Craft and its officers, employees, contractors, licensors, and affiliates are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or loss of profits, revenue, data, business, or goodwill arising from the Services. Our aggregate liability is limited to the amount you paid us for the Services in the twelve months immediately preceding the event giving rise to the claim. Where a limitation is not permitted, it applies only to the maximum lawful extent.
To the extent permitted by law, you agree to defend, indemnify, and hold us and our officers, employees, contractors, licensors, and affiliates harmless from third-party claims and reasonable related costs arising from your misuse, your submitted content, or your breach of these terms or applicable law.
## Changes and mandatory rights
We may update the Services and these terms. A new version identifies its effective date and applicable scope. Changes remain subject to existing agreements, applicable notice and consent requirements, and mandatory law; this version does not migrate existing Premium or bundle customers. A local draft has no effect before public publication.
Nothing excludes mandatory consumer rights, including applicable EU or UK rights concerning digital services, conformity, remedies, or withdrawal. Any required consent to immediate performance or acknowledgement concerning withdrawal must be obtained where applicable; these terms do not assume that such consent has already been given.
## General provisions and contact
If a provision is unenforceable, the remainder remains effective. The agreements described in the order-of-precedence section constitute the agreement for their subject matter, subject to the existing-customer protections. You may not assign your license without our written consent; we may assign our agreement in a merger, reorganization, acquisition, or sale of substantially all relevant assets.
Subject to mandatory law, New York law governs, excluding conflict-of-law rules, and disputes belong in the state or federal courts located in Schenectady County, New York. Full Stack Craft LLC is based in Schenectady, New York, US. Contact hi@fullstackcraft.com about licensing, support, privacy, or rights complaints.
[Contact Full Stack Craft](mailto:hi@fullstackcraft.com)